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30-year history of fixed mortgage interest rates in the United States
This data is based on Freddie Mac's 30-year fixed mortgage rate, the most commonly used rate in the U.S. It is intended to provide insight into long-term interest rate trends. It is a representative value, not a strict annual average. l Today is January 22, 2026, and today's rates are as follows. For your information, please check the monthly payment amount based on the planned purchase price when the housing interest rate is 6.06%. Note that this monthly payment amount usual

sjunko
4 days ago
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